You lucky ducks; my insomnia (currently 4:30 in the morning) propels me to write some thought provoking musings to make connections for myself with the result being a post for your pleasure or torture. If this "hard time sleeping" continues, I'm gonna have to start a new blog just for my verbal tinkerings.Someone told me recently, "I Thought You Were Rich!"
My first thought was, "What happened to dispel that notion for you?" And, then, I started to wonder WHAT was this person talking about. Me, Rich?
Mentally, I took a quick stock.
The thing I am most prideful about is our post-graduate school furniture (we got 2 years after Erik finished graduate school, after we had been married 9 years), which had all been bought at warehouses or on clearance with cash we worked hard to save. I was lucky enough to have a man, my husband, that was willing to go with me all over DC to buy the items at a price I thought was fair.
All of our clothing is bought on sale, most on sale at outlet stores.
Our only car is over 10 years old and hits 170,000 miles very soon. (Hoping to get 2 more years out of that smoking hot automobile.)
We don't have luxury items. Our TV is 12 years old and is less than 30 inches wide.
I prefer pearls to diamonds. I prefer wearable art to pearls.
I get my hair cut three times a year.
We don't go on exotic, expensive vacations. Well, except for that cruise we went on in 2005. That was a pretty cool 10
th wedding anniversary present.
For years after graduate school, Erik and I used to joke that we needed to wear helmets all of the time because all our money was going to school loans. It still does. Really, it does. And that is okay because we wouldn't be the people we are today, doing the things that we can do, without those educational opportunities and sacrifices.
I do have a particular taste in work clothes; I call it professional dressing and it includes suits. But, I haven't worn them since February and most were bought on clearance. I gave most of those clothes away to other ladies just entering the job market. Don't worry, I did keep at least two outfits in case something happens to Erik--and I need to throw myself into interview mode to find a job.
We do have a mortgage(s) for our townhouse, which I can urban-suburban living. THAT transaction almost put me in a psych ward. I am the cheaper spender in the relationship, who grew up in Texas where housing is CHEAP. When all the financing discussions started, it was like watching sausage being made. I decided to let Erik handle the details, he has the MBA people, and I went out to the car and curled up into the fetal position. Of course, we bought the house in a very different time, very different market than what is going on now.
I was going through our budget the other day trying to find areas to tweak, despite the cost of gas going down. And, I was struck that one of the cereals we buy on a consistent basis uses more milk than the other cereals we buy. AH-
HAH! I can cut that cereal from our consumption and decrease the amount of milk we need to buy. Then, I caught myself, realized that I was being a bit too cheap, and went on to other parts of the budget.
So, all of this flashed pretty quickly through my mind. And, you know, I decided that
I am rich. We struggle, pray about, and sometimes wonder how the finances will work out for the month, but I basically have everything that I need. I don't need much. I don't get to buy whatever I want when I want, but that helps me exercise self-discipline and healthy planning and spending habits. I have to spend less on groceries and eat food that I don't always like because of the realities of living. I am forced to research my purchases for the highest quality at the lowest price.
And so, my response to this person was, "I am rich. But, even more than that, I am blessed." So, when I when I said to the person who was still seemingly in shock by the facts that I don't have a maid or a cook or that we DO struggle to make ends meet like others . . . all I got was a blank look.
That's okay. It was a poignant moment to remind me:
I am blessed to have a husband who will work alongside me in trying to keep costs down. I am blessed to have friends and family who give me hand-me-downs so that my kid has clothes (and looks good, too). I am blessed with an upbringing that taught me the value of a dollar and how to stretch it as far as possible (stretching is so ingrained that I cut my sponges in half when I open a new one). I am blessed to have the opportunity to pay tithing and fast offerings. I am blessed to have had the opportunity to go to college and graduate school. I am blessed to have a family and husband who are willing to take the time to "do it ourselves" in our home when we need an improvement or something fixed (the
Sjolseth family rule is we don't touch the electrical or plumbing without qualified help). And, I am blessed enough to afford a personalized license plate, "UT Austin." (love that personalized plates are so cheap in Virginia)
My life is pretty cool.